Get an estimate of your loan repayment

Loan amount

$

Interest rate

Loan term

Payment frequency

Balloon repayment

Monthly repayments*
$434.26
  • Total repayments $36,478.00
  • Total interest $6,478.00
Get a quote ge
*Estimate only and should not be relied on as true indication of your car loan repayments, or a quote or indication of pre-qualification for any car loan product. Based on loan amount and interest rate provided

Lender options

Find a suitable solution from Australia’s leading finance lenders.

NAB
Westpac
Commonwealth Bank
BOQ
Bank Australia
Bank of Melbourne
AMP
Mystatebank
Me Bank
La Trobe Financial
Health Professionals Bank
Great Southern Bank
Beyond Bank
Suncorp Bank
NAB
Westpac
Commonwealth Bank
BOQ
Bank Australia
Bank of Melbourne
AMP
Mystatebank
Me Bank
La Trobe Financial
Health Professionals Bank
Great Southern Bank
Beyond Bank
Suncorp Bank

Why choose us

Family Owned

We’re an award-winning, nationally recognised brokerage – proudly family-owned, trusted by businesses and families across Australia.

Great customer service

Your experience is our priority — we guide you strategically, confidently and personally through every step of the finance journey.

Rates from specialist lenders

We give you access to an extensive panel of consumer and commercial lenders — including the Big 4 — so you’re never limited to just one option.

Fast approval

We secure pre-approvals and formal approvals efficiently — giving you the confidence and time you need to move decisively on your purchase.

Experienced

Our brokers have worked across multiple sectors of finance and lending, bringing deep industry knowledge, strategic insight and real-world expertise to every client conversation.

Making a Difference

At Smyth Financial, we’re not just arranging finance — we’re making a genuine difference to individuals, businesses and the communities we’re proud to be part of. Real impact. Real outcomes. Real trust.

https://smythfinancial.com.au/wp-content/uploads/sites/81/2025/06/Adult-man-with-phone.jpg

Don’t just take our word for it

We’ve helped thousands of Australian consumers and businesses with their finance needs. Here’s a snippet of what they think of our service.

trustpilot-stars Google verified
2 weeks ago
Highly recommend Corey from Smyth Financial. He made the process of securing machinery for our business quick and easy with no stress. His advise and expertise is second to none.
Justin Smithwick
Justin Smithwick
trustpilot-stars Google verified
2 months ago
Working with Sarah made buying a house a breeze! Being first home buyers, the process seemed quite daunting, but Sarah immediately put us at ease. She guided us through the entire process, answered all of our questions, and went above and beyond to help us buy a house. With the property market in its current state, we were very worried about being able to purchase, but with Sarah’s help we were able to get a beautiful home for our family – we couldn’t have done it without her! It has been an absolutely flawless process working with Smyth Financial and we could not recommend Sarah more.
Maree Oakley-Edwards
Maree Oakley-Edwards
trustpilot-stars Google verified
a month ago
Sarah is incredibly professional. She is extremely prompt with her replies and follow-ups. Highly recommend
mackenzie neuendorf
mackenzie neuendorf
trustpilot-stars Google verified
a month ago
Smyth Financial and Sarah Hogarth provided exceptional service throughout our home loan application process. She is extremely knowledgeable, thorough, and pays attention to every detail. Sarah took the time to design and explain various loan scenarios, helping us select the optimal and most advantageous plan for our situation. She was always patient and happy to answer all our questions, no matter how small. Sarah handled all communication with the bank and lawyers efficiently and persistently. Thanks to her expertise and dedication, our loan was approved smoothly. We highly recommend Smyth Financial and Sarah Hogarth to anyone looking for a reliable and professional financial broker.
Harrison krause
Harrison krause
trustpilot-stars Google verified
a month ago
Jason and the team sorted out finance for us in just a couple of days, right before the end of the financial year, and at a really good rate. Really appreciate all the effort, guys! Awesome service.
Steven M
Steven M
trustpilot-stars Google verified
3 years ago
Jason Smyth excellent to deal with
Ben Reinke
Ben Reinke
trustpilot-stars Google verified
3 years ago
Thanks Jason for all that you do!!
Brianna Baker
Brianna Baker
trustpilot-stars Google verified
2 years ago
Prompt response and genuine interest in our situation.
BJ BJ Dendle
BJ BJ Dendle
trustpilot-stars Google verified
9 months ago
Top bloke top job!
Brady Hickey
Brady Hickey
trustpilot-stars Google verified
a year ago
So great to deal with, from start to finish.
Christopher Simpson
Christopher Simpson
trustpilot-stars Google verified
a year ago
Amazing service. Quick and efficient. Super happy
David Moore
David Moore
trustpilot-stars Google verified
2 years ago
professional and quick turn around timeframe when dealing with the Smyth Financial team.
Lisa Lonsdale
Lisa Lonsdale
trustpilot-stars Google verified
2 years ago
Thanks for ultra fast and no hassle finance Adam! A 10 for your troubles.
Clinton Carlos
Clinton Carlos
trustpilot-stars Google verified
2 years ago
AWESOME SERVICE AND COMMUNICATION. BUSINESS WOULDNT OF HAPPENED IF IT WASNT FOR MARCUS. HIGHLY RECOMMEND.
Jamie Hartcher
Jamie Hartcher
trustpilot-stars Google verified
a year ago
Fantastic business to work with. Experts at what they do. Very highly recommend
Jason Masri
Jason Masri

Want to know more?

In short, it’s determined based on your cash flow – much like a home loan. Your borrowing capacity will be calculated based on income vs expenditures.

An approval can be achieved within 1-3 days. However, allow time to collate any required documentation, as this can extend the process.

A pre-approval isn’t necessary, but it’s certainly advised. It’ll provide guidance in terms of your potential borrowing capacity, which is a factor in terms of how much you can afford to spend.

We sure do! We have a range of unsecured and secured loans, meaning we have various options to suit your business needs.